Wedding Insurance Policy Definitions

ACCIDENT / ACCIDENTAL

A sudden, unexpected, unusual, specific, violent, external event, which occurs at a single identifiabletime and place and independently of all other causes, resulting directly, immediately and solely in physical Bodily Injury which results in a loss.

 

ADDITIONAL COSTS

The difference between the original cost of the Wedding Services and/or Wedding Reception and the rearranged Wedding Services and/or Wedding Reception.

 

ADVERSE WEATHER

Weather conditions are such that they cause major disruption to travel services i.e. rail, road or bus, thus severely affecting the ability of participants and guests attending the Wedding.

 

ATTENDANTS

Non-professional participants in the Wedding, traditionally attendant on the bride or groom.

 

BODILY INJURY

Shall be injury caused by external, violent and visible means.

 

BRIDAL ATTIRE

Clothing and accessories of a formal nature worn by the bride at the Wedding whether hired or owned.

 

CEREMONIAL ATTIRE

Clothing and accessories of the groom, male and female Attendants and the parents of the bride and groom, whether hired or owned.

 

CLOSE RELATIVE

Your spouse, partner, fiancé(e), parent, parentinlaw, step-parent, son, son-in-law, step-son, daughter, daughter-in-law, step-daughter, grandparent, grandson, granddaughter, brother, brother-in-law, step-brother, sister, sister-in-law or step-sister.

 

ESSENTIAL DOCUMENTS

Shall mean the documentation required by the relevant foreign authority to enable the Wedding to take place as booked outside the Republic of Ireland, and shall include, but not be limited to, visas, birth certificates and passports.

 

GEOGRAPHICAL LIMITS

This policy applies to Weddings taking place anywhere in the World other than Section J Personal Liability which does not apply in respect of Weddings taking place in the USA and Canada. It is a condition of the policy that either the bride or groom (not both) has to be a resident in the Republic of Ireland.

 

HOME

Your permanent residential address in the Republic of Ireland (unless agreed in writing by Blue Insurance Limited).

 

LOSS OF LIMB

Means loss by physical severance at or above the wrist or ankle or the total and permanent loss of an entire hand, arm, foot or leg.

 

LOSS OF SIGHT

Means complete and irrevocable loss of sight in one or both eyes.

 

MARQUEE

Shall mean the hired marquee, tent, gazebo or other summer house arrangement.

 

MATERIAL FA CT

Any fact which is known to You, which is likely to influence Us in the acceptance or assessment of this insurance.

 

MEDICAL PRACTITIONER

A registered practising member of the medical profession who is not related to You.

 

OCCUPATIONA L POSTINGS

Shall mean postings of foreign office employees and military employees including civilian services to the military.

 

PERIOD OF INSURANCE

As specifically defined in each Section of this policy.

 

PERMANENT TOTA L DISABLEMENT

Means total disablement from engaging in or attending to any occupation whatsoever for at least 12 months from the date of Bodily Injury, and at the end of that time being beyond hope of improvement.

 

PRE-EXISTING MEDICAL CONDITION

Means any medical condition that, at the time the insurance is arranged, has resulted in a terminal prognosis or that was awaiting treatment or investigation in a hospital or awaiting the results of tests and/or medical investigations.

 

SCHEDULE

The numbered document attaching to and validating this Policy.

 

WEDDING

A ceremony which creates a contract of marriage which is legally enforceable in the Republic of Ireland.

 

WEDDING DATE

The day specified in the proposal form and Schedule for the Wedding to take place.

 

WEDDING GIFTS

Gifts for the bride and groom presented for the purposes of celebrating the Wedding.

 

WEDDING RECEPTION

The social gathering, including but not limited to, room hire and catering, following within no more than 3 weeks of the Wedding, at which the Wedding will be celebrated (unless otherwise agreed in writing with Blue Insurances Limited).

 

WEDDING RINGS

The ring(s) exchanged by the bride and groom at the Wedding.

 

WEDDING SERVICES

Services traditional to the celebration of a Wedding, including, but not limited to, Professional Photography and/or Professional Video Operation, Floral Arrangements, Hired Cars or other Transport and Wedding Guest Accommodation.

 

WE, OUR, US

UK General Insurance Ltd on behalf of Ageas Insurance Limited.

 

YOU, YOUR, YOURS, INSURED

The bride and groom named in the Schedule or, for the purposes of certain Sections, and where appropriate, any of their relatives who would have made proven, significant, financial contributions on which the Wedding arrangements depend.

 

Need help? Try our wedding insurance guides

Wedding insuranceWedding insurance
Cancellation, rearrangement,
ceremonial/ bridal attire, wed-
ding rings, flowers, cake, pho-
tography and video.
Insure4less Teoranta is regulated by the Central Bank of Ireland.

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